Get in Touch with Us
Please visit our FAQ below or message us with any questions you may have. We will get back to you as soon as we can... Thank you!
Have questions about life insurance, final expense coverage, or joining our team? We’re here to help. At Heirloom Legacy Life, you’ll always speak with a real person who cares.
Whether you're a client looking for protection or an agent exploring new opportunities, we’re just one message away.
Client FAQs
Answers To Commonly Questions
Can I get coverage if I have existing health conditions?
Yes, you can still qualify for coverage even with existing health conditions.
Will my premium stay the same for life?
With whole life coverage, your premium will never increase, and your coverage will never decrease.
Can I access any benefits while I’m still alive?
Yes, many of our policies include living benefits, allowing you to access funds while you are still alive in certain situations.
When does my coverage begin?
For healthy applicants, coverage typically begins as soon as the first payment is processed.
What types of coverage do you offer?
We offer Simplified Issue, Whole Life, Term Life, Mortgage Protection, Universal Life, and Annuities.
Agent FAQs
Answers To Commonly Questions
How much is the commission?
Heirloom Legacy Life offers top-level commissions based on your experience and past production.
Are leads provided, or do I need to purchase them?
We provide access to exclusive, vetted lead sources. These leads are fresh and never resold.
Is there a sales quota?
No, as an independent agent, there are no mandatory quotas. We work with you to set personalized goals and help you break them down into achievable steps.
What kind of training is available?
Our fully automated Playbook guides agents through a 12-week training system covering scripts, processes, and products. We also offer live Zoom trainings four days a week and dedicated new agent sessions.
Will I receive ongoing support?
Yes. In addition to regular trainings, we provide a team chat for questions and support, and a live agent hotline for real-time help while in the field or with a client.
How are commissions paid?
Commissions are paid directly by the carriers once a policy is placed.
Do agents need to cold call, or how are leads generated?
Cold calling is not required. We offer a variety of lead options, including digital and direct mail, through standing lead orders. We train agents to maximize their return by fully leveraging the lead system they choose.
What happens if a client already has a policy?
We train agents to conduct comprehensive policy reviews to ensure clients understand their current coverage and are in the best product for their needs.
(843) 968 3545
44 Public Square Ste 100 PMB 1185 Darlington, SC 29532
Office Hours
Mon –Sat |8am–9pm EST
Sunday– Closed
